AceMoney Lite is free account-management software. It's easy to use and will help you keep a tight rein on your spending habits, your stock portfolio, your 401(k), and your bill payments. With more than 100 transaction categories, support for password protection, 150 currencies, and more than 20 supported languages, AceMoney Lite is powerful and clever enough for any home user or even for small businesses. It supports QIF and OFX file formats, allowing you to download information from online banks or to import it from another account's software. AceMoney Lite can generate custom reports based on any parameters you define, and can call up bar graphs and pie charts. On top of that, AceMoney Lite provides a simple loan calculator and a professional mortgage analyzer.